QCE General Mathematics formula book: finance, data, trigonometry and what is missing
Year 12 Statistics (Standard & General Maths)
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Formula sheet
The card below opens today's Year 12 Statistics paper with the sheet in a drawer. The contents follow in our own layout. The QCAA publishes the book as a Creative Commons PDF dated June 2026, so check any line against the QCAA General Mathematics page before you rely on it.
Year 12 Statistics (Standard & General Maths)
Mensuration
Shape and measurement
Data
Sequences
Earth geometry
Graphs and networks
Trigonometry
Finance
When you get the book
General Mathematics has a combination-response external examination worth 50% of your final result. It has two papers, and the QCAA provides the formula book in each:
| Paper | Weight | Working time | Perusal | Questions |
|---|---|---|---|---|
| Paper 1 | 30% | 90 minutes | 5 minutes | Short response and multiple choice, simple familiar |
| Paper 2 | 20% | 90 minutes | 5 minutes | Short response, complex familiar and complex unfamiliar |
You may use a handheld QCAA-approved scientific calculator in both papers, and you must not bring notes or other resources. Our QCE General Maths guide covers the course content.
What is not in the General Maths book
- Statistics beyond the mean and median. The book has no standard deviation formula, no correlation coefficient formula and no z-score line, although it uses r and the standard deviations in the slope formula.
- Probability. There are no probability rules at all.
- Time series and seasonal indices. No formula for moving averages or deseasonalising data.
- Matrices. No matrix operations, no inverse and no transition matrices.
- Network algorithms. Euler's formula is given, but nothing about shortest path, minimum spanning tree or critical path methods.
- The meaning of the symbols. The book never says that i is the rate per period, that d is the payment or that r in the recurrence lines is 1 + i, so learn those.
How to use the formula book in the exam
- During perusal, find the finance page. Interest, annuity and loan questions use it more than any other.
- Write the formula and the substitution before you press the calculator, so a slip still earns method marks.
- Write i as the rate per period, not per year. A monthly rate is the annual rate divided by 12.
- Check the units: the Earth geometry line gives kilometres and the area lines give square units.
Example 1: compound interest
$5,000 earns 4.8% a year, compounded monthly, for 3 years. The monthly rate is i = 0.048 ÷ 12 = 0.004 and n = 36, so:
The interest earned is $772.76. The effective annual rate line then gives (1.004)¹² − 1 = 0.0491, or 4.91%, which is higher than the 4.8% quoted.
Example 2: Heron's rule
A triangle has sides 5, 6 and 7. The semi-perimeter is s = 9, so the area from Heron's rule is:
Heron's rule saves you finding a height, which you could not do from the sides without the cosine rule.
Example 3: distance along a parallel
Two towns are on the 30° S line of latitude, 20° of longitude apart. The parallel line gives:
Along a meridian the same 20° would be 2,224 km, so latitude shortens the east-west distance by the factor cos 30°.
Example 4: a reducing balance loan
A $10,000 loan has a monthly interest rate of 0.5%, so r = 1.005, with repayments of $300. The recurrence line gives the balance after one payment and two:
Each month the interest is added and then the repayment is taken off.
Practise with the book open
Our Year 12 Statistics (Standard and General Maths) daily paper is a short timed paper of 8 questions worth 25 to 35 marks, not a QCAA paper. Use it as a short mock with the book open and a scientific calculator. For triangle sums, try our Trigonometry course.
Exam answers
The answers and a worked mark scheme come with today's paper once it is marked. They show which line of the sheet each question wanted. We do not publish official answers, past paper answers or leaked papers.
Common questions
Do you get a formula sheet in QCE General Maths?
Can I use a calculator in the QCE General Maths exam?
What finance formulas are in the book?
Is probability in the General Maths formula book?
How are the two papers weighted?
Revision cards
Say the answer first, then flip the card to check it.
Where to go next
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Year 12 Statistics (Standard & General Maths)
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